IT Leadership Insights Blog

[Book Review] The War on Normal People by Andrew Yang

Jan 13, 2019 | 1 Comment

Presidential candidate Andrew Yang believes all Americans should be given $1000 per month from the government, this is his Universal Basic Income proposal which he hopes will help him win the White House next year. Elon Musk, Mark Zuckerberg and other leading tech thinkers support similar proposals and Yang says UBI will help avoid a…

Digital Disruption Part 2 of 13

The Rise of Blockchain

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. The most impactful breakthrough disruptions Blockchain is probably one of the most impactful breakthrough disruptions in recent years. Anchored on the distributed ledger algorithm that enables peer-to- peer money transactions without a third party such…
Read More
Digital Disruption Part 3 of 13

Customers’ Preference for Ubiquitous Banking

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Customers are increasingly relying on various smart technologies in daily life. Younger customers in most countries continue to make use of mobile devices more frequently for their banking transactions than any other forms of banking.…
Read More
Digital Disruption Part 4 of 13

Customers’ preference for ubiquitous banking (continued)

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Customers are increasingly relying on various smart technologies in daily life – Part 2 Read Part 1 Ubiquitous banking also requires taking customers’ behaviour as the focal point and designing services accordingly. Investments in big…
Read More
Digital Disruption Part 5 of 13

Leaders’ Responses

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Innovation is an imperative for banks operating in the emerging market The pressure of new market entrants and the billions of currently unbanked potential customers require entirely new ways of doing business. Some banks are…
Read More
Digital Disruption Part 6 of 13

New imperatives for leadership and innovation

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. The “network effect” is what helps achieve such pace: The more customers join, the more it creates compound benefits for existing users. Facebook’s early growth was deceptive, but when it started doubling large numbers they…
Read More
Digital Disruption Part 7 of 13

Prioritising self-disruption

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. The success of Facebook as an organisation has often left people pondering how it constantly inspires its employees to reinvent the social networking site. After Facebook reached one billion users in late 2012, each new…
Read More
Digital Disruption Part 8 of 13

Leveraging cloud as a disruption enabler

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Another technology innovation that offers disruptive tendencies is Cloud. Essentially, it’s a pay-per-use model that offers a short-term, cost effective alternative to on-site fixed infrastructure. An enterprise can move applications “to the Cloud” where a…
Read More
Digital Disruption Part 9 of 13

Fostering cooperation with start-ups

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. In a recent Harvard Business Review article titled ’Big Companies Should Collaborate with Startups’, the author outlined the rationales and how imperative it is for the large organisations to partner with emerging entrepreneurs. The new…
Read More
Digital Disruption Part 10 of 13

Embracing agile with zeal

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Increasing competition in the financial services sector has motivated South African banks to embrace Agile and DevOps methodologies. Agile is an approach that emphasises the product development process with quick, iterative product development. Through the…
Read More
Digital Disruption Part 11 of 13

New eyes on services re-design

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Marcel Proust famously said: “The real voyage of discovery consists not in seeking new lands but seeing with new eyes,” and the banking sector leadership will be compelled to review how they do business. Banks…
Read More
Digital Disruption Part 12 of 13

Invest in talent

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. As stated in the previous section, employees can make profound contributions towards a company’s innovativeness. In fact, none of the above-stated recommendations can be realized without a new breed of talents – those who are…
Read More
Digital Disruption Part 13 of 13

Banking goes beyond money

This article is an excerpt from a white paper co-authored by Peter Alkema and Dr Jeff Yu-Chen from Gibs University. Successful banks have managed to create ecosystems around their customers that touch many more aspects of their lives than just financial. These banks aim to become partners for people and businesses throughout their life stages.…
Read More